/* ============================================================
   AURELIA FINANCE — Luxury private-banking marketing site
   Where ambition meets capital.
   ============================================================ */

/* ---------- Design Tokens ---------- */
:root {
  --bg: #14110F;
  --bg-2: #0C0A09;
  --gold: #C9A24B;
  --gold-light: #E8C97A;
  --ivory: #F5F0E6;
  --muted: #9A8F7A;

  --line: rgba(201, 162, 75, 0.22);
  --line-strong: rgba(201, 162, 75, 0.45);
  --panel: #1B1714;
  --panel-2: #211C18;

  --serif: "Playfair Display", Georgia, "Times New Roman", serif;
  --sans: "Jost", "Inter", system-ui, -apple-system, Segoe UI, sans-serif;

  --gold-grad: linear-gradient(135deg, #E8C97A 0%, #C9A24B 45%, #9c7c33 100%);

  --radius: 4px;
  --maxw: 1180px;
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
  --shadow: 0 24px 60px -28px rgba(0,0,0,0.85);
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--sans);
  background: var(--bg);
  color: var(--ivory);
  line-height: 1.7;
  font-size: 17px;
  font-weight: 300;
  letter-spacing: 0.01em;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; }

/* ---------- Typography ---------- */
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 500; line-height: 1.12; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.6rem, 6vw, 4.6rem); }
h2 { font-size: clamp(2rem, 4vw, 3.1rem); }
h3 { font-size: clamp(1.3rem, 2.2vw, 1.7rem); }
p { color: #d9d2c4; }

.eyebrow {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--gold);
  display: inline-block;
  margin-bottom: 1.1rem;
}
.gold-text {
  background: var(--gold-grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.lede { font-size: clamp(1.05rem, 1.6vw, 1.25rem); color: #cfc7b6; max-width: 56ch; }

/* ---------- Layout ---------- */
.wrap { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 clamp(1.2rem, 4vw, 2.5rem); }
section { padding: clamp(4rem, 9vw, 7rem) 0; position: relative; }
.section-head { max-width: 60ch; margin-bottom: 3rem; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head.center .lede { margin-left: auto; margin-right: auto; }

.hairline { height: 1px; background: linear-gradient(90deg, transparent, var(--line-strong), transparent); border: 0; }
.hairline.left { background: linear-gradient(90deg, var(--gold), transparent); width: 64px; height: 1px; margin: 0 0 1.4rem; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 0.6rem;
  font-family: var(--sans); font-size: 0.82rem; font-weight: 500;
  letter-spacing: 0.14em; text-transform: uppercase;
  padding: 0.95rem 1.8rem; border-radius: var(--radius);
  border: 1px solid transparent; position: relative; overflow: hidden;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease), color 0.3s, border-color 0.3s;
}
.btn svg { width: 16px; height: 16px; }
.btn-gold { background: var(--gold-grad); color: #1a1408; box-shadow: 0 10px 30px -12px rgba(201,162,75,0.6); }
.btn-gold::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(110deg, transparent 20%, rgba(255,255,255,0.55) 50%, transparent 80%);
  transform: translateX(-120%); transition: transform 0.7s var(--ease);
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 16px 40px -12px rgba(201,162,75,0.7); }
.btn-gold:hover::after { transform: translateX(120%); }
.btn-ghost { background: transparent; color: var(--ivory); border-color: var(--line-strong); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold-light); transform: translateY(-2px); }
.btn:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 3px; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(12, 10, 9, 0.78);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
  transition: background 0.3s;
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 78px; }
.logo { display: flex; align-items: center; gap: 0.7rem; }
.logo-mark { width: 34px; height: 34px; flex: none; }
.logo-word { font-family: var(--serif); font-size: 1.45rem; font-weight: 600; letter-spacing: 0.02em; color: var(--ivory); }
.logo-word b { color: var(--gold); font-weight: 600; }

.nav { display: flex; align-items: center; gap: 0.3rem; }
.nav a {
  font-size: 0.84rem; letter-spacing: 0.05em; font-weight: 400;
  padding: 0.6rem 1rem; color: #cfc7b6; position: relative; border-radius: var(--radius);
  transition: color 0.25s;
}
.nav a::after {
  content: ""; position: absolute; left: 1rem; right: 1rem; bottom: 0.35rem; height: 1px;
  background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform 0.3s var(--ease);
}
.nav a:hover { color: var(--ivory); }
.nav a:hover::after, .nav a.active::after { transform: scaleX(1); }
.nav a.active { color: var(--gold-light); }
.header-cta { margin-left: 0.8rem; }
.header-cta .btn { padding: 0.7rem 1.4rem; }

.hamburger {
  display: none; background: none; border: 1px solid var(--line-strong);
  border-radius: var(--radius); width: 46px; height: 42px; position: relative;
}
.hamburger span { position: absolute; left: 11px; right: 11px; height: 1.5px; background: var(--gold-light); transition: transform 0.3s, opacity 0.2s; }
.hamburger span:nth-child(1) { top: 14px; }
.hamburger span:nth-child(2) { top: 20px; }
.hamburger span:nth-child(3) { top: 26px; }
.hamburger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.hamburger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.hamburger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
.hamburger:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 2px; }

/* ---------- Background texture ---------- */
.bg-grid::before {
  content: ""; position: absolute; inset: 0; pointer-events: none; z-index: 0;
  background-image:
    radial-gradient(circle at 18% 12%, rgba(201,162,75,0.10), transparent 42%),
    radial-gradient(circle at 88% 90%, rgba(201,162,75,0.06), transparent 45%);
}
.wrap, .header-inner { position: relative; z-index: 1; }

/* ---------- Hero ---------- */
.hero { padding-top: clamp(3.5rem, 7vw, 6rem); padding-bottom: clamp(3.5rem, 7vw, 6rem); overflow: hidden; }
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: 0;
  background:
    radial-gradient(ellipse 60% 50% at 75% 20%, rgba(201,162,75,0.16), transparent 60%),
    linear-gradient(180deg, var(--bg-2), var(--bg) 60%);
}
.hero-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: clamp(2rem, 5vw, 4.5rem); align-items: center; }
.hero h1 { margin-bottom: 1.5rem; }
.hero .lede { margin-bottom: 2.2rem; }
.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-bottom: 2.4rem; }
.hero-meta { display: flex; gap: 2rem; flex-wrap: wrap; }
.hero-meta div { border-left: 1px solid var(--line); padding-left: 1rem; }
.hero-meta b { font-family: var(--serif); font-size: 1.7rem; color: var(--gold-light); display: block; line-height: 1; }
.hero-meta span { font-size: 0.78rem; letter-spacing: 0.08em; color: var(--muted); text-transform: uppercase; }

/* Quick apply card */
.quick-card {
  background: linear-gradient(160deg, var(--panel-2), var(--panel));
  border: 1px solid var(--line-strong); border-radius: var(--radius);
  padding: clamp(1.6rem, 3vw, 2.3rem); box-shadow: var(--shadow); position: relative;
}
.quick-card::before {
  content: ""; position: absolute; inset: 0; border-radius: var(--radius); padding: 1px; pointer-events: none;
  background: linear-gradient(160deg, rgba(232,201,122,0.5), transparent 40%);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor; mask-composite: exclude;
}
.quick-card h3 { margin-bottom: 0.3rem; }
.quick-card .sub { font-size: 0.85rem; color: var(--muted); margin-bottom: 1.4rem; }

/* ---------- Forms ---------- */
.field { margin-bottom: 1.1rem; }
.field label { display: block; font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--muted); margin-bottom: 0.5rem; }
.field input, .field select, .field textarea {
  width: 100%; background: var(--bg-2); border: 1px solid var(--line);
  border-radius: var(--radius); color: var(--ivory); font-family: var(--sans);
  font-size: 0.95rem; padding: 0.85rem 1rem; transition: border-color 0.25s, box-shadow 0.25s;
}
.field textarea { resize: vertical; min-height: 120px; }
.field input::placeholder, .field textarea::placeholder { color: #6f6857; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,162,75,0.18);
}
.field select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C9A24B' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; background-size: 16px; padding-right: 2.6rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-note { font-size: 0.76rem; color: var(--muted); margin-top: 0.8rem; }
.form-error { font-size: 0.85rem; color: #b3261e; margin-top: 0.8rem; font-weight: 500; }
.form-error[hidden] { display: none; }
.form-success {
  display: none; align-items: flex-start; gap: 0.9rem;
  background: linear-gradient(160deg, rgba(201,162,75,0.14), rgba(201,162,75,0.04));
  border: 1px solid var(--line-strong); border-radius: var(--radius);
  padding: 1.3rem 1.4rem; margin-top: 1rem; color: var(--ivory);
}
.form-success.show { display: flex; animation: rise 0.5s var(--ease); }
.form-success svg { width: 24px; height: 24px; color: var(--gold-light); flex: none; }
.form-success strong { display: block; font-family: var(--serif); font-size: 1.1rem; margin-bottom: 0.15rem; }
.form-success p { font-size: 0.88rem; }
@keyframes rise { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
.full-btn { width: 100%; justify-content: center; }

/* ---------- Trust badges ---------- */
.trust-band { padding: 2.4rem 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--bg-2); }
.trust-row { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 1.5rem; }
.trust-item { display: flex; align-items: center; gap: 0.7rem; color: var(--muted); font-size: 0.82rem; letter-spacing: 0.05em; }
.trust-item svg { width: 22px; height: 22px; color: var(--gold); flex: none; }

/* ---------- Stats band ---------- */
.stats { background: linear-gradient(180deg, var(--bg), var(--bg-2)); }
.stats-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.stat { background: var(--bg); padding: 2.2rem 1.4rem; text-align: center; transition: background 0.3s; }
.stat:hover { background: var(--panel); }
.stat b { font-family: var(--serif); font-size: clamp(2rem, 3.5vw, 2.9rem); display: block; line-height: 1; margin-bottom: 0.5rem; }
.stat span { font-size: 0.74rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.6rem; }
.step { border: 1px solid var(--line); border-radius: var(--radius); padding: 2rem 1.8rem; background: var(--panel); position: relative; transition: transform 0.35s var(--ease), border-color 0.35s; }
.step:hover { transform: translateY(-4px); border-color: var(--line-strong); }
.step-num { font-family: var(--serif); font-size: 2.4rem; color: transparent; -webkit-text-stroke: 1px var(--gold); margin-bottom: 1rem; }
.step h3 { margin-bottom: 0.6rem; }
.step p { font-size: 0.95rem; }

/* ---------- Cards / services grid ---------- */
.grid { display: grid; gap: 1.5rem; }
.grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.grid.cols-4 { grid-template-columns: repeat(4, 1fr); }
.card {
  border: 1px solid var(--line); border-radius: var(--radius); padding: 2rem 1.8rem;
  background: linear-gradient(165deg, var(--panel), var(--bg-2));
  transition: transform 0.4s var(--ease), border-color 0.4s, box-shadow 0.4s; position: relative; overflow: hidden;
}
.card::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, var(--gold), transparent); opacity: 0; transition: opacity 0.4s; }
.card:hover { transform: translateY(-5px); border-color: var(--line-strong); box-shadow: var(--shadow); }
.card:hover::before { opacity: 1; }
.icon-badge {
  width: 54px; height: 54px; border-radius: var(--radius); display: grid; place-items: center;
  background: radial-gradient(circle at 30% 30%, rgba(201,162,75,0.22), rgba(201,162,75,0.05));
  border: 1px solid var(--line-strong); margin-bottom: 1.3rem;
}
.icon-badge svg { width: 26px; height: 26px; color: var(--gold-light); }
.card h3 { margin-bottom: 0.6rem; }
.card p { font-size: 0.94rem; }
.card .more { display: inline-flex; align-items: center; gap: 0.4rem; margin-top: 1.1rem; font-size: 0.78rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold); }
.card .more svg { width: 14px; height: 14px; transition: transform 0.3s; }
.card:hover .more svg { transform: translateX(4px); }

/* ---------- Industries strip ---------- */
.ind-strip { display: flex; flex-wrap: wrap; gap: 0.7rem; }
.ind-chip { display: inline-flex; align-items: center; gap: 0.5rem; padding: 0.6rem 1.1rem; border: 1px solid var(--line); border-radius: 999px; font-size: 0.85rem; color: #cfc7b6; transition: border-color 0.3s, color 0.3s, background 0.3s; }
.ind-chip svg { width: 16px; height: 16px; color: var(--gold); }
.ind-chip:hover { border-color: var(--gold); color: var(--ivory); background: rgba(201,162,75,0.06); }

/* ---------- Testimonials ---------- */
.quotes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.quote { border: 1px solid var(--line); border-radius: var(--radius); padding: 2rem 1.8rem; background: var(--panel); position: relative; }
.quote .mark { font-family: var(--serif); font-size: 4rem; line-height: 0.5; color: var(--gold); opacity: 0.4; height: 1.6rem; }
.quote p { font-size: 0.98rem; font-style: italic; color: #e3dccd; margin-bottom: 1.4rem; }
.quote .who { display: flex; align-items: center; gap: 0.85rem; }
.avatar { width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; font-family: var(--serif); font-weight: 600; color: #1a1408; background: var(--gold-grad); flex: none; }
.quote .who b { font-size: 0.92rem; color: var(--ivory); font-weight: 500; }
.quote .who span { display: block; font-size: 0.76rem; color: var(--muted); }
.stars { display: flex; gap: 2px; margin-bottom: 1rem; }
.stars svg { width: 15px; height: 15px; color: var(--gold-light); }

/* ---------- FAQ / Accordion ---------- */
.accordion { border-top: 1px solid var(--line); max-width: 820px; }
.acc-item { border-bottom: 1px solid var(--line); }
.acc-trigger {
  width: 100%; background: none; border: none; color: var(--ivory); text-align: left;
  display: flex; align-items: center; justify-content: space-between; gap: 1.5rem;
  padding: 1.5rem 0.5rem 1.5rem 0; font-family: var(--serif); font-size: clamp(1.05rem, 1.8vw, 1.25rem); transition: color 0.25s;
}
.acc-trigger:hover { color: var(--gold-light); }
.acc-trigger:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 3px; }
.acc-icon { flex: none; width: 26px; height: 26px; border: 1px solid var(--line-strong); border-radius: 50%; display: grid; place-items: center; position: relative; transition: background 0.3s, border-color 0.3s; }
.acc-icon::before, .acc-icon::after { content: ""; position: absolute; background: var(--gold); transition: transform 0.3s var(--ease); }
.acc-icon::before { width: 11px; height: 1.5px; }
.acc-icon::after { width: 1.5px; height: 11px; }
.acc-trigger[aria-expanded="true"] .acc-icon { background: rgba(201,162,75,0.12); border-color: var(--gold); }
.acc-trigger[aria-expanded="true"] .acc-icon::after { transform: scaleY(0); }
.acc-panel { overflow: hidden; max-height: 0; transition: max-height 0.4s var(--ease); }
.acc-panel-inner { padding: 0 2.6rem 1.6rem 0; color: #cfc7b6; font-size: 0.97rem; }

/* ---------- CTA band ---------- */
.cta-band { background: linear-gradient(135deg, var(--bg-2), #1c1610); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); position: relative; overflow: hidden; }
.cta-band::before { content: ""; position: absolute; inset: 0; background: radial-gradient(ellipse 50% 80% at 50% 0%, rgba(201,162,75,0.16), transparent 60%); }
.cta-inner { text-align: center; max-width: 720px; margin: 0 auto; }
.cta-inner h2 { margin-bottom: 1.1rem; }
.cta-inner p { margin-bottom: 2rem; }
.cta-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/* ---------- Page hero (interior) ---------- */
.page-hero { padding-top: clamp(3.5rem, 6vw, 5rem); padding-bottom: clamp(2.5rem, 5vw, 4rem); }
.page-hero::before { content: ""; position: absolute; inset: 0; z-index: 0; background: radial-gradient(ellipse 70% 60% at 50% -10%, rgba(201,162,75,0.14), transparent 60%); }
.page-hero .inner { max-width: 720px; }
.page-hero.center .inner { margin: 0 auto; text-align: center; }
.page-hero h1 { margin-bottom: 1.2rem; }

/* ---------- About: values, timeline, team ---------- */
.values { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.value { border: 1px solid var(--line); border-radius: var(--radius); padding: 1.8rem; background: var(--panel); }
.value .icon-badge { margin-bottom: 1rem; }
.value h3 { font-size: 1.25rem; margin-bottom: 0.5rem; }
.value p { font-size: 0.92rem; }

.team { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
.member { text-align: center; }
.member .avatar-lg { width: 96px; height: 96px; border-radius: 50%; margin: 0 auto 1.2rem; display: grid; place-items: center; font-family: var(--serif); font-size: 2rem; font-weight: 600; color: #1a1408; background: var(--gold-grad); border: 3px solid var(--panel); box-shadow: 0 0 0 1px var(--line-strong); }
.member h3 { font-size: 1.2rem; margin-bottom: 0.2rem; }
.member .role { font-size: 0.74rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.8rem; }
.member p { font-size: 0.88rem; }

.timeline { max-width: 760px; margin: 0 auto; position: relative; padding-left: 2rem; }
.timeline::before { content: ""; position: absolute; left: 5px; top: 6px; bottom: 6px; width: 1px; background: var(--line-strong); }
.tl-item { position: relative; padding-bottom: 2.4rem; }
.tl-item:last-child { padding-bottom: 0; }
.tl-item::before { content: ""; position: absolute; left: -2rem; top: 4px; width: 11px; height: 11px; border-radius: 50%; background: var(--gold-grad); box-shadow: 0 0 0 4px rgba(201,162,75,0.14); }
.tl-item .year { font-family: var(--serif); font-size: 1.3rem; color: var(--gold-light); margin-bottom: 0.3rem; }
.tl-item p { font-size: 0.95rem; }

/* ---------- Services detail ---------- */
.svc-detail { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: clamp(2rem, 5vw, 4rem); align-items: center; padding: clamp(2.5rem, 5vw, 4rem) 0; border-bottom: 1px solid var(--line); }
.svc-detail:nth-child(even) .svc-visual { order: -1; }
.svc-detail .icon-badge { width: 64px; height: 64px; }
.svc-detail .icon-badge svg { width: 30px; height: 30px; }
.svc-detail h2 { margin: 1.2rem 0 1rem; }
.svc-meta { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; margin: 1.6rem 0; }
.svc-meta div { background: var(--bg-2); padding: 1rem 1.2rem; }
.svc-meta span { font-size: 0.7rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--muted); display: block; margin-bottom: 0.25rem; }
.svc-meta b { font-family: var(--serif); color: var(--gold-light); font-size: 1.05rem; font-weight: 500; }
.benefits { display: grid; gap: 0.7rem; margin-top: 1rem; }
.benefits li { display: flex; gap: 0.7rem; align-items: flex-start; font-size: 0.95rem; color: #d9d2c4; }
.benefits svg { width: 18px; height: 18px; color: var(--gold); flex: none; margin-top: 3px; }

.svc-visual { aspect-ratio: 4/3; border-radius: var(--radius); border: 1px solid var(--line-strong); background: linear-gradient(150deg, var(--panel-2), var(--bg-2)); display: grid; place-items: center; position: relative; overflow: hidden; }
.svc-visual::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(circle at 25% 25%, rgba(201,162,75,0.18), transparent 50%), repeating-linear-gradient(45deg, transparent, transparent 24px, rgba(201,162,75,0.04) 24px, rgba(201,162,75,0.04) 25px); }
.svc-visual svg { width: 38%; height: 38%; color: var(--gold); opacity: 0.85; position: relative; }

/* ---------- Comparison table ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); }
table.compare { width: 100%; border-collapse: collapse; min-width: 720px; }
table.compare th, table.compare td { padding: 1rem 1.2rem; text-align: left; border-bottom: 1px solid var(--line); font-size: 0.9rem; }
table.compare thead th { font-family: var(--sans); font-size: 0.72rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); background: var(--bg-2); font-weight: 500; }
table.compare tbody tr { transition: background 0.25s; }
table.compare tbody tr:hover { background: var(--panel); }
table.compare td:first-child { font-family: var(--serif); color: var(--ivory); font-size: 1rem; }
table.compare tr:last-child td { border-bottom: none; }

/* ---------- Industries page grid ---------- */
.ind-card { display: block; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.7rem; background: var(--panel); transition: transform 0.35s var(--ease), border-color 0.35s; }
.ind-card:hover { transform: translateY(-4px); border-color: var(--line-strong); }
a.ind-card:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 3px; }
.ind-card .more { display: inline-flex; align-items: center; gap: 0.4rem; margin-top: 1rem; font-size: 0.74rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold); }
.ind-card .more svg { width: 14px; height: 14px; transition: transform 0.3s; }
.ind-card:hover .more svg { transform: translateX(4px); }
.ind-card .icon-badge { width: 48px; height: 48px; margin-bottom: 1rem; }
.ind-card .icon-badge svg { width: 24px; height: 24px; }
.ind-card h3 { font-size: 1.2rem; margin-bottom: 0.45rem; }
.ind-card p { font-size: 0.88rem; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: clamp(2rem, 5vw, 4rem); align-items: start; }
.contact-info { display: grid; gap: 1.6rem; }
.contact-item { display: flex; gap: 1rem; align-items: flex-start; }
.contact-item .icon-badge { width: 46px; height: 46px; margin: 0; flex: none; }
.contact-item .icon-badge svg { width: 22px; height: 22px; }
.contact-item span.lbl { font-size: 0.72rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--muted); display: block; margin-bottom: 0.2rem; }
.contact-item b { font-family: var(--serif); font-weight: 500; font-size: 1.1rem; color: var(--ivory); }
.contact-item p { font-size: 0.92rem; }
.form-panel { border: 1px solid var(--line-strong); border-radius: var(--radius); padding: clamp(1.6rem, 3vw, 2.4rem); background: linear-gradient(165deg, var(--panel-2), var(--panel)); }
.form-tabs { display: flex; gap: 0.5rem; margin-bottom: 1.8rem; border: 1px solid var(--line); border-radius: var(--radius); padding: 4px; }
.form-tab { flex: 1; background: none; border: none; color: var(--muted); padding: 0.7rem; border-radius: var(--radius); font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; transition: background 0.3s, color 0.3s; }
.form-tab.active { background: var(--gold-grad); color: #1a1408; font-weight: 500; }
.form-view { display: none; }
.form-view.active { display: block; }

/* ---------- Footer ---------- */
.site-footer { background: var(--bg-2); border-top: 1px solid var(--line); padding-top: clamp(3.5rem, 6vw, 5rem); }
.footer-top { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 2.5rem; padding-bottom: 3rem; }
.footer-brand .logo { margin-bottom: 1.2rem; }
.footer-brand p { font-size: 0.9rem; max-width: 34ch; color: var(--muted); }
.footer-col h4 { font-family: var(--sans); font-size: 0.72rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); margin-bottom: 1.2rem; font-weight: 500; }
.footer-col a, .footer-col li { display: block; font-size: 0.9rem; color: #cfc7b6; padding: 0.32rem 0; transition: color 0.25s; }
.footer-col a:hover { color: var(--gold-light); }
.footer-bottom { border-top: 1px solid var(--line); padding: 1.6rem 0 2.4rem; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; align-items: center; }
.footer-bottom p, .footer-bottom .disclaimer { font-size: 0.78rem; color: var(--muted); }
.footer-bottom .disclaimer { max-width: 70ch; line-height: 1.6; }
.footer-social { display: flex; gap: 0.6rem; }
.footer-social a { width: 38px; height: 38px; border: 1px solid var(--line); border-radius: var(--radius); display: grid; place-items: center; transition: border-color 0.3s, transform 0.3s; }
.footer-social a:hover { border-color: var(--gold); transform: translateY(-2px); }
.footer-social svg { width: 17px; height: 17px; color: var(--gold-light); }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.in { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .steps, .quotes, .values { grid-template-columns: 1fr; }
  .team { grid-template-columns: repeat(2, 1fr); }
  .grid.cols-3, .grid.cols-4 { grid-template-columns: repeat(2, 1fr); }
  .svc-detail { grid-template-columns: 1fr; }
  .svc-detail:nth-child(even) .svc-visual { order: 0; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}
@media (max-width: 820px) {
  .nav, .header-cta { display: none; }
  .hamburger { display: block; }
  .site-header.open .nav {
    display: flex; flex-direction: column; align-items: stretch; gap: 0;
    position: absolute; top: 78px; left: 0; right: 0;
    background: var(--bg-2); border-bottom: 1px solid var(--line-strong); padding: 1rem clamp(1.2rem, 4vw, 2.5rem);
  }
  .site-header.open .nav a { padding: 0.9rem 0.5rem; border-bottom: 1px solid var(--line); }
  .site-header.open .nav a::after { display: none; }
  .site-header.open .header-cta { display: block; margin: 1rem clamp(1.2rem, 4vw, 2.5rem); position: absolute; top: calc(78px + 1px); left: 0; right: 0; }
  .site-header.open .header-cta { position: static; margin: 0.8rem 0 0; }
  .site-header.open .nav .btn { justify-content: center; margin-top: 0.6rem; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .stats-grid { grid-template-columns: 1fr; }
  .team { grid-template-columns: 1fr; }
  .grid.cols-3, .grid.cols-4 { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .hero-meta { gap: 1.2rem; }
}
@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition: none !important; scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; }
}

/* ============================================================
   ENHANCEMENTS — added features & new pages
   ============================================================ */

/* ---------- Footer enhancements ---------- */
.footer-contact-list li { display: flex; flex-direction: column; gap: 0.1rem; padding: 0.32rem 0; font-size: 0.9rem; color: #cfc7b6; }
.footer-contact-list .lbl { font-size: 0.62rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--muted); }
.footer-contact-list a:hover { color: var(--gold-light); }
.footer-contact-list address { font-style: normal; color: #cfc7b6; line-height: 1.5; }
.footer-hours { color: #cfc7b6; }
.footer-trust { display: flex; flex-wrap: wrap; gap: 1.5rem 2rem; align-items: center; justify-content: center; padding: 1.6rem 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.footer-trust-item { display: inline-flex; align-items: center; gap: 0.6rem; font-size: 0.78rem; letter-spacing: 0.06em; color: var(--muted); text-transform: uppercase; }
.footer-trust-item svg { width: 20px; height: 20px; color: var(--gold); flex: none; }
.footer-legal { display: flex; align-items: center; gap: 1.4rem; flex-wrap: wrap; }
.footer-legal-links { display: flex; gap: 1.2rem; }
.footer-legal-links a { font-size: 0.78rem; color: var(--muted); transition: color 0.25s; }
.footer-legal-links a:hover { color: var(--gold-light); }

/* ---------- Scroll-progress bar ---------- */
.scroll-progress { position: fixed; top: 0; left: 0; height: 3px; width: 0%; z-index: 200; background: var(--gold-grad); box-shadow: 0 0 12px rgba(201,162,75,0.5); transition: width 0.1s linear; }

/* ---------- Back-to-top ---------- */
.to-top {
  position: fixed; right: clamp(1rem, 3vw, 2rem); bottom: clamp(1rem, 3vw, 2rem); z-index: 150;
  width: 48px; height: 48px; border-radius: var(--radius);
  background: linear-gradient(160deg, var(--panel-2), var(--panel)); border: 1px solid var(--line-strong);
  display: grid; place-items: center; color: var(--gold-light);
  opacity: 0; visibility: hidden; transform: translateY(12px);
  transition: opacity 0.35s var(--ease), transform 0.35s var(--ease), border-color 0.3s, background 0.3s;
  box-shadow: var(--shadow);
}
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { border-color: var(--gold); background: var(--panel-2); transform: translateY(-3px); }
.to-top:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 3px; }
.to-top svg { width: 20px; height: 20px; }

/* ---------- Cookie consent ---------- */
.cookie-banner {
  position: fixed; left: clamp(1rem, 3vw, 2rem); right: clamp(1rem, 3vw, 2rem); bottom: clamp(1rem, 3vw, 2rem);
  z-index: 180; max-width: 720px; margin: 0 auto;
  background: linear-gradient(160deg, var(--panel-2), var(--panel)); border: 1px solid var(--line-strong);
  border-radius: var(--radius); box-shadow: var(--shadow); padding: 1.3rem 1.5rem;
  display: flex; align-items: center; gap: 1.4rem; flex-wrap: wrap;
  transform: translateY(140%); transition: transform 0.5s var(--ease);
}
.cookie-banner.show { transform: none; }
.cookie-banner p { font-size: 0.86rem; flex: 1 1 280px; color: #cfc7b6; }
.cookie-banner p a { color: var(--gold-light); text-decoration: underline; text-underline-offset: 2px; }
.cookie-actions { display: flex; gap: 0.7rem; flex-wrap: wrap; }
.cookie-actions .btn { padding: 0.7rem 1.3rem; font-size: 0.74rem; }

/* ---------- Count-up stat reset (animation handled in JS) ---------- */
.stat b[data-countup], .counter[data-countup] { font-variant-numeric: tabular-nums; }

/* ---------- Funding calculator ---------- */
.calc { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(1.6rem, 4vw, 3rem); align-items: stretch; }
.calc-controls { background: linear-gradient(165deg, var(--panel-2), var(--panel)); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: clamp(1.6rem, 3vw, 2.3rem); }
.calc-row { margin-bottom: 1.5rem; }
.calc-row:last-child { margin-bottom: 0; }
.calc-row .calc-label { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 0.7rem; }
.calc-row .calc-label span { font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--muted); }
.calc-row .calc-label b { font-family: var(--serif); font-size: 1.25rem; color: var(--gold-light); font-weight: 500; }
.range {
  -webkit-appearance: none; appearance: none; width: 100%; height: 4px; border-radius: 999px;
  background: var(--line-strong); outline: none; cursor: pointer;
}
.range::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--gold-grad); border: 2px solid var(--bg-2); box-shadow: 0 4px 12px -2px rgba(201,162,75,0.6); cursor: pointer; }
.range::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--gold-grad); border: 2px solid var(--bg-2); box-shadow: 0 4px 12px -2px rgba(201,162,75,0.6); cursor: pointer; }
.range:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 4px; }
.calc-results { background: linear-gradient(160deg, rgba(201,162,75,0.12), var(--bg-2)); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: clamp(1.6rem, 3vw, 2.3rem); display: flex; flex-direction: column; justify-content: center; }
.calc-figure { text-align: center; padding: 1.2rem 0; }
.calc-figure span { display: block; font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--muted); margin-bottom: 0.5rem; }
.calc-figure b { font-family: var(--serif); font-size: clamp(2.4rem, 5vw, 3.4rem); line-height: 1; }
.calc-split { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; margin-top: 1.4rem; }
.calc-split div { background: var(--bg-2); padding: 1.1rem; text-align: center; }
.calc-split span { font-size: 0.68rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); display: block; margin-bottom: 0.35rem; }
.calc-split b { font-family: var(--serif); color: var(--gold-light); font-size: 1.3rem; font-weight: 500; }
.calc-disclaimer { font-size: 0.74rem; color: var(--muted); margin-top: 1.4rem; line-height: 1.6; }

/* ---------- Testimonial carousel ---------- */
.carousel { position: relative; max-width: 820px; margin: 0 auto; }
.carousel-viewport { overflow: hidden; }
.carousel-track { display: flex; transition: transform 0.6s var(--ease); }
.carousel-slide { min-width: 100%; padding: 0 0.5rem; }
.carousel-slide .quote { height: 100%; }
.carousel-slide .quote p { font-size: 1.1rem; }
.carousel-nav { display: flex; align-items: center; justify-content: center; gap: 1.4rem; margin-top: 1.8rem; }
.carousel-btn { width: 46px; height: 46px; border-radius: var(--radius); border: 1px solid var(--line-strong); background: var(--panel); color: var(--gold-light); display: grid; place-items: center; transition: border-color 0.3s, background 0.3s, transform 0.3s; }
.carousel-btn:hover { border-color: var(--gold); transform: translateY(-2px); }
.carousel-btn:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 3px; }
.carousel-btn svg { width: 18px; height: 18px; }
.carousel-dots { display: flex; gap: 0.55rem; }
.carousel-dot { width: 9px; height: 9px; border-radius: 50%; border: 1px solid var(--line-strong); background: transparent; padding: 0; transition: background 0.3s, border-color 0.3s, transform 0.3s; }
.carousel-dot.active { background: var(--gold-grad); border-color: var(--gold); transform: scale(1.15); }
.carousel-dot:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 3px; }

/* ---------- Home trust badges (rich) ---------- */
.trust-badges { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.trust-badge { background: var(--bg); padding: 1.8rem 1.4rem; text-align: center; transition: background 0.3s; }
.trust-badge:hover { background: var(--panel); }
.trust-badge .tb-icon { width: 46px; height: 46px; margin: 0 auto 0.9rem; border-radius: var(--radius); display: grid; place-items: center; background: radial-gradient(circle at 30% 30%, rgba(201,162,75,0.22), rgba(201,162,75,0.05)); border: 1px solid var(--line-strong); }
.trust-badge .tb-icon svg { width: 24px; height: 24px; color: var(--gold-light); }
.trust-badge b { font-family: var(--serif); font-weight: 500; color: var(--ivory); display: block; font-size: 1.02rem; margin-bottom: 0.2rem; }
.trust-badge span { font-size: 0.72rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); }
.trust-badge .tb-stars { display: inline-flex; gap: 1px; margin-bottom: 0.2rem; }
.trust-badge .tb-stars svg { width: 14px; height: 14px; color: var(--gold-light); }

/* ---------- Apply wizard ---------- */
.wizard { max-width: 760px; margin: 0 auto; }
.wizard-progress { margin-bottom: 2.6rem; }
.wizard-bar { height: 4px; border-radius: 999px; background: var(--line-strong); overflow: hidden; margin-bottom: 1.4rem; }
.wizard-bar-fill { height: 100%; width: 25%; background: var(--gold-grad); border-radius: 999px; transition: width 0.5s var(--ease); }
.wizard-steps { display: flex; justify-content: space-between; gap: 0.5rem; }
.wizard-step-ind { display: flex; flex-direction: column; align-items: center; gap: 0.5rem; flex: 1; text-align: center; }
.wizard-step-ind .ws-num { width: 36px; height: 36px; border-radius: 50%; border: 1px solid var(--line-strong); display: grid; place-items: center; font-family: var(--serif); font-size: 0.95rem; color: var(--muted); background: var(--bg-2); transition: background 0.3s, color 0.3s, border-color 0.3s; }
.wizard-step-ind .ws-label { font-size: 0.68rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); transition: color 0.3s; }
.wizard-step-ind.active .ws-num { background: var(--gold-grad); color: #1a1408; border-color: var(--gold); }
.wizard-step-ind.active .ws-label { color: var(--gold-light); }
.wizard-step-ind.done .ws-num { background: rgba(201,162,75,0.14); color: var(--gold-light); border-color: var(--gold); }
.wizard-panel { background: linear-gradient(165deg, var(--panel-2), var(--panel)); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: clamp(1.6rem, 4vw, 2.6rem); }
.wizard-fieldset { display: none; animation: rise 0.45s var(--ease); }
.wizard-fieldset.active { display: block; }
.wizard-fieldset h2 { font-size: clamp(1.5rem, 3vw, 2rem); margin-bottom: 0.4rem; }
.wizard-fieldset .step-eyebrow { margin-bottom: 0.8rem; }
.wizard-fieldset > p.sub { color: var(--muted); font-size: 0.9rem; margin-bottom: 1.8rem; }
.wizard-actions { display: flex; justify-content: space-between; gap: 1rem; margin-top: 2rem; }
.wizard-actions .btn.is-hidden { visibility: hidden; }
.field .err { display: none; color: #e08b6a; font-size: 0.74rem; margin-top: 0.4rem; letter-spacing: 0.02em; }
.field.invalid .err { display: block; }
.field.invalid input, .field.invalid select { border-color: #b5573a; box-shadow: 0 0 0 3px rgba(181,87,58,0.18); }
.checkbox-field { display: flex; gap: 0.7rem; align-items: flex-start; }
.checkbox-field input { width: 18px; height: 18px; margin-top: 3px; accent-color: var(--gold); flex: none; }
.checkbox-field label { text-transform: none; letter-spacing: normal; font-size: 0.88rem; color: #cfc7b6; margin: 0; }
.review-list { display: grid; gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.review-list > div { background: var(--bg-2); padding: 0.95rem 1.2rem; display: flex; justify-content: space-between; gap: 1rem; }
.review-list span { font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); }
.review-list b { font-family: var(--serif); font-weight: 500; color: var(--ivory); text-align: right; }
.wizard-success { display: none; text-align: center; padding: clamp(2rem, 5vw, 3.5rem) 1rem; }
.wizard-success.show { display: block; animation: rise 0.5s var(--ease); }
.success-check { width: 84px; height: 84px; margin: 0 auto 1.6rem; border-radius: 50%; display: grid; place-items: center; background: radial-gradient(circle at 30% 30%, rgba(201,162,75,0.3), rgba(201,162,75,0.06)); border: 1px solid var(--gold); }
.success-check svg { width: 40px; height: 40px; color: var(--gold-light); }
.success-check svg path { stroke-dasharray: 30; stroke-dashoffset: 30; animation: draw-check 0.7s var(--ease) 0.25s forwards; }
@keyframes draw-check { to { stroke-dashoffset: 0; } }
.wizard-success h2 { margin-bottom: 0.8rem; }
.wizard-success p { max-width: 46ch; margin: 0 auto 2rem; }

/* ---------- Blog / Insights ---------- */
.featured-article { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: clamp(1.6rem, 4vw, 3rem); align-items: center; border: 1px solid var(--line-strong); border-radius: var(--radius); overflow: hidden; background: linear-gradient(165deg, var(--panel-2), var(--bg-2)); }
.featured-article .fa-visual { aspect-ratio: 4/3; background: linear-gradient(150deg, var(--panel-2), var(--bg-2)); display: grid; place-items: center; position: relative; overflow: hidden; align-self: stretch; }
.featured-article .fa-visual::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(circle at 25% 25%, rgba(201,162,75,0.18), transparent 50%), repeating-linear-gradient(45deg, transparent, transparent 24px, rgba(201,162,75,0.04) 24px, rgba(201,162,75,0.04) 25px); }
.featured-article .fa-visual svg { width: 34%; height: 34%; color: var(--gold); opacity: 0.85; position: relative; }
.featured-article .fa-body { padding: clamp(1.6rem, 3vw, 2.6rem) clamp(1.6rem, 3vw, 2.6rem) clamp(1.6rem, 3vw, 2.6rem) 0; }
.article-meta { display: flex; flex-wrap: wrap; gap: 0.9rem; align-items: center; font-size: 0.76rem; letter-spacing: 0.06em; color: var(--muted); text-transform: uppercase; }
.cat-tag { display: inline-block; padding: 0.3rem 0.8rem; border: 1px solid var(--line-strong); border-radius: 999px; font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-light); }
.featured-article h2 { margin: 1rem 0 0.9rem; }
.featured-article p { font-size: 0.98rem; margin-bottom: 1.4rem; }

.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.blog-card { border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; background: linear-gradient(165deg, var(--panel), var(--bg-2)); transition: transform 0.4s var(--ease), border-color 0.4s, box-shadow 0.4s; display: flex; flex-direction: column; }
.blog-card:hover { transform: translateY(-5px); border-color: var(--line-strong); box-shadow: var(--shadow); }
.blog-card .bc-visual { aspect-ratio: 16/9; background: linear-gradient(150deg, var(--panel-2), var(--bg-2)); display: grid; place-items: center; position: relative; overflow: hidden; }
.blog-card .bc-visual::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(circle at 70% 30%, rgba(201,162,75,0.14), transparent 55%); }
.blog-card .bc-visual svg { width: 30%; height: 30%; color: var(--gold); opacity: 0.7; position: relative; }
.blog-card .bc-body { padding: 1.6rem; display: flex; flex-direction: column; flex: 1; }
.blog-card h3 { font-size: 1.22rem; margin: 0.9rem 0 0.6rem; }
.blog-card p { font-size: 0.9rem; flex: 1; margin-bottom: 1.1rem; }
.blog-card .bc-foot { font-size: 0.74rem; letter-spacing: 0.06em; color: var(--muted); text-transform: uppercase; }

.newsletter { background: linear-gradient(135deg, var(--bg-2), #1c1610); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: clamp(2rem, 5vw, 3.4rem); text-align: center; position: relative; overflow: hidden; }
.newsletter::before { content: ""; position: absolute; inset: 0; background: radial-gradient(ellipse 50% 80% at 50% 0%, rgba(201,162,75,0.16), transparent 60%); }
.newsletter > * { position: relative; }
.newsletter h2 { margin-bottom: 0.8rem; }
.newsletter p { max-width: 50ch; margin: 0 auto 1.8rem; }
.newsletter-form { display: flex; gap: 0.7rem; max-width: 480px; margin: 0 auto; flex-wrap: wrap; }
.newsletter-form .field { flex: 1 1 240px; margin: 0; text-align: left; }

/* ---------- Article ---------- */
.article-body { max-width: 720px; margin: 0 auto; }
.article-body > p { margin-bottom: 1.4rem; font-size: 1.06rem; }
.article-body h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); margin: 2.6rem 0 1rem; }
.article-body h3 { margin: 2rem 0 0.8rem; }
.article-body ul.bullets { margin: 0 0 1.4rem; display: grid; gap: 0.7rem; }
.article-body ul.bullets li { display: flex; gap: 0.7rem; align-items: flex-start; font-size: 1rem; color: #d9d2c4; }
.article-body ul.bullets svg { width: 18px; height: 18px; color: var(--gold); flex: none; margin-top: 5px; }
.pull-quote { border-left: 2px solid var(--gold); padding: 0.6rem 0 0.6rem 1.6rem; margin: 2.2rem 0; font-family: var(--serif); font-size: clamp(1.3rem, 2.6vw, 1.7rem); line-height: 1.35; color: var(--gold-light); font-style: italic; }
.callout { background: linear-gradient(160deg, var(--panel-2), var(--panel)); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 1.6rem 1.8rem; margin: 2.2rem 0; display: flex; gap: 1.1rem; align-items: flex-start; }
.callout .icon-badge { width: 46px; height: 46px; margin: 0; flex: none; }
.callout .icon-badge svg { width: 22px; height: 22px; }
.callout h4 { font-family: var(--serif); font-size: 1.15rem; margin-bottom: 0.3rem; }
.callout p { font-size: 0.94rem; margin: 0; }
.takeaways { background: linear-gradient(160deg, rgba(201,162,75,0.12), var(--bg-2)); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 1.8rem 2rem; margin: 2.4rem 0; }
.takeaways h3 { margin-bottom: 1rem; font-size: 1.3rem; }
.takeaways ul { display: grid; gap: 0.7rem; }
.takeaways li { display: flex; gap: 0.7rem; align-items: flex-start; font-size: 0.96rem; color: #d9d2c4; }
.takeaways svg { width: 18px; height: 18px; color: var(--gold); flex: none; margin-top: 4px; }
.article-share { display: flex; align-items: center; gap: 0.8rem; margin: 2.4rem 0; padding: 1.4rem 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.article-share span { font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--muted); margin-right: 0.4rem; }
.share-btn { width: 40px; height: 40px; border: 1px solid var(--line); border-radius: var(--radius); display: grid; place-items: center; color: var(--gold-light); transition: border-color 0.3s, transform 0.3s; }
.share-btn:hover { border-color: var(--gold); transform: translateY(-2px); }
.share-btn svg { width: 17px; height: 17px; }
.article-hero-meta { display: flex; align-items: center; gap: 0.9rem; margin-top: 1.4rem; flex-wrap: wrap; }
.byline { display: flex; align-items: center; gap: 0.7rem; }
.byline .avatar { width: 40px; height: 40px; }
.byline b { font-size: 0.92rem; color: var(--ivory); font-weight: 500; display: block; }
.byline span { font-size: 0.78rem; color: var(--muted); }

/* ---------- Legal pages ---------- */
.legal-note { background: linear-gradient(160deg, rgba(201,162,75,0.1), var(--bg-2)); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 1.2rem 1.5rem; margin-bottom: 2.4rem; font-size: 0.9rem; color: #cfc7b6; display: flex; gap: 0.9rem; align-items: flex-start; }
.legal-note svg { width: 22px; height: 22px; color: var(--gold-light); flex: none; margin-top: 2px; }
.legal-body { max-width: 760px; margin: 0 auto; }
.legal-updated { font-size: 0.8rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); margin-bottom: 2.2rem; }
.legal-section { margin-bottom: 2.2rem; counter-increment: legal; }
.legal-body { counter-reset: legal; }
.legal-section h2 { font-size: clamp(1.3rem, 2.4vw, 1.7rem); margin-bottom: 0.9rem; display: flex; gap: 0.7rem; align-items: baseline; }
.legal-section h2::before { content: counter(legal) "."; color: var(--gold); font-size: 0.9em; }
.legal-section p { margin-bottom: 1rem; font-size: 0.98rem; }
.legal-section ul { margin: 0 0 1rem 0; display: grid; gap: 0.55rem; }
.legal-section ul li { display: flex; gap: 0.6rem; align-items: flex-start; font-size: 0.95rem; color: #d9d2c4; }
.legal-section ul li::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); flex: none; margin-top: 9px; }
.legal-toc { border: 1px solid var(--line); border-radius: var(--radius); padding: 1.4rem 1.6rem; margin-bottom: 2.4rem; background: var(--panel); }
.legal-toc h4 { font-size: 0.72rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.9rem; }
.legal-toc ol { margin: 0; padding-left: 1.2rem; columns: 2; gap: 1.2rem; }
.legal-toc li { font-size: 0.88rem; padding: 0.2rem 0; color: #cfc7b6; }
.legal-toc a:hover { color: var(--gold-light); }

/* ---------- Responsive (enhancements) ---------- */
@media (max-width: 980px) {
  .calc { grid-template-columns: 1fr; }
  .featured-article { grid-template-columns: 1fr; }
  .featured-article .fa-visual { aspect-ratio: 16/9; }
  .featured-article .fa-body { padding: 0 clamp(1.4rem, 4vw, 2rem) clamp(1.6rem, 4vw, 2.2rem); }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .trust-badges { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 820px) {
  .footer-trust { gap: 1rem 1.4rem; }
}
@media (max-width: 560px) {
  .blog-grid { grid-template-columns: 1fr; }
  .trust-badges { grid-template-columns: 1fr; }
  .calc-split { grid-template-columns: 1fr; }
  .legal-toc ol { columns: 1; }
  .wizard-step-ind .ws-label { display: none; }
  .review-list > div { flex-direction: column; gap: 0.2rem; }
  .review-list b { text-align: left; }
  .cookie-banner { flex-direction: column; align-items: stretch; }
  .cookie-actions .btn { flex: 1; justify-content: center; }
}

/* ============================================================
   DETAIL PAGES — service & industry deep-dive pages
   ============================================================ */

/* ---------- Breadcrumb ---------- */
.breadcrumb { padding-top: 1.6rem; }
.breadcrumb ol { display: flex; flex-wrap: wrap; align-items: center; gap: 0.5rem; font-size: 0.74rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); }
.breadcrumb li { display: inline-flex; align-items: center; gap: 0.5rem; }
.breadcrumb a { color: var(--muted); transition: color 0.25s; }
.breadcrumb a:hover { color: var(--gold-light); }
.breadcrumb li[aria-current] { color: var(--gold-light); }
.breadcrumb .sep { color: var(--line-strong); }
.breadcrumb .sep svg { width: 12px; height: 12px; color: var(--gold); opacity: 0.6; }

/* ---------- Detail hero ---------- */
.detail-hero { padding-top: clamp(2rem, 4vw, 3rem); padding-bottom: clamp(2.5rem, 5vw, 4rem); }
.detail-hero .inner { max-width: 760px; }
.detail-hero .icon-badge { width: 60px; height: 60px; margin-bottom: 1.4rem; }
.detail-hero .icon-badge svg { width: 28px; height: 28px; }
.detail-hero h1 { margin-bottom: 1.1rem; }

/* ---------- Key-terms badges ---------- */
.key-terms { display: flex; flex-wrap: wrap; gap: 0.8rem; margin-top: 2rem; }
.key-term { display: inline-flex; flex-direction: column; gap: 0.15rem; padding: 0.8rem 1.2rem; border: 1px solid var(--line-strong); border-radius: var(--radius); background: linear-gradient(160deg, var(--panel-2), var(--bg-2)); min-width: 140px; }
.key-term span { font-size: 0.64rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--muted); }
.key-term b { font-family: var(--serif); font-weight: 500; font-size: 1.1rem; color: var(--gold-light); }

/* ---------- Detail layout: split content + aside ---------- */
.detail-layout { display: grid; grid-template-columns: 1.55fr 0.9fr; gap: clamp(2rem, 5vw, 4rem); align-items: start; }
.detail-main > * + * { margin-top: clamp(2.6rem, 5vw, 3.6rem); }
.detail-block .hairline.left { margin-bottom: 1.2rem; }
.detail-block h2 { margin-bottom: 1rem; }
.detail-block > p { margin-bottom: 1rem; }
.detail-block > p:last-child { margin-bottom: 0; }

/* sticky aside */
.detail-aside { position: sticky; top: 100px; display: grid; gap: 1.5rem; }
.aside-card { border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 1.8rem; background: linear-gradient(160deg, var(--panel-2), var(--panel)); }
.aside-card h3 { font-size: 1.25rem; margin-bottom: 0.4rem; }
.aside-card p.sub { font-size: 0.86rem; color: var(--muted); margin-bottom: 1.3rem; }
.aside-card .btn { width: 100%; justify-content: center; margin-bottom: 0.7rem; }
.aside-card .btn:last-child { margin-bottom: 0; }
.aside-facts { display: grid; gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.aside-facts div { background: var(--bg-2); padding: 0.85rem 1.1rem; display: flex; justify-content: space-between; gap: 1rem; align-items: baseline; }
.aside-facts span { font-size: 0.68rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); }
.aside-facts b { font-family: var(--serif); font-weight: 500; color: var(--gold-light); font-size: 0.95rem; text-align: right; }

/* ---------- Use-case / requirements list ---------- */
.check-list { display: grid; gap: 0.85rem; margin-top: 0.4rem; }
.check-list li { display: flex; gap: 0.75rem; align-items: flex-start; font-size: 0.98rem; color: #d9d2c4; }
.check-list svg { width: 19px; height: 19px; color: var(--gold); flex: none; margin-top: 4px; }
.check-list li b { color: var(--ivory); font-weight: 500; }

/* ---------- Numbered process steps (compact, vertical) ---------- */
.flow { display: grid; gap: 1.2rem; counter-reset: flow; }
.flow-step { display: grid; grid-template-columns: auto 1fr; gap: 1.2rem; align-items: start; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.4rem 1.6rem; background: var(--panel); transition: border-color 0.35s; }
.flow-step:hover { border-color: var(--line-strong); }
.flow-step .flow-num { font-family: var(--serif); font-size: 1.6rem; color: transparent; -webkit-text-stroke: 1px var(--gold); line-height: 1; flex: none; }
.flow-step .flow-icon { width: 38px; height: 38px; border-radius: var(--radius); display: grid; place-items: center; background: radial-gradient(circle at 30% 30%, rgba(201,162,75,0.22), rgba(201,162,75,0.05)); border: 1px solid var(--line-strong); flex: none; }
.flow-step .flow-icon svg { width: 20px; height: 20px; color: var(--gold-light); }
.flow-step h3 { font-size: 1.15rem; margin-bottom: 0.3rem; }
.flow-step p { font-size: 0.92rem; margin: 0; }

/* ---------- Rates & terms detail grid ---------- */
.terms-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.terms-grid div { background: var(--bg-2); padding: 1.2rem 1.4rem; }
.terms-grid span { font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--muted); display: block; margin-bottom: 0.3rem; }
.terms-grid b { font-family: var(--serif); color: var(--gold-light); font-size: 1.1rem; font-weight: 500; }

/* ---------- Benefits grid (cards w/ icons) ---------- */
.benefit-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.2rem; }
.benefit-item { border: 1px solid var(--line); border-radius: var(--radius); padding: 1.5rem 1.6rem; background: var(--panel); transition: transform 0.35s var(--ease), border-color 0.35s; }
.benefit-item:hover { transform: translateY(-3px); border-color: var(--line-strong); }
.benefit-item .icon-badge { width: 46px; height: 46px; margin-bottom: 1rem; }
.benefit-item .icon-badge svg { width: 22px; height: 22px; }
.benefit-item h3 { font-size: 1.12rem; margin-bottom: 0.4rem; }
.benefit-item p { font-size: 0.9rem; margin: 0; }

/* ---------- Related cards (linked) ---------- */
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.related-card { border: 1px solid var(--line); border-radius: var(--radius); padding: 1.7rem; background: linear-gradient(165deg, var(--panel), var(--bg-2)); transition: transform 0.4s var(--ease), border-color 0.4s, box-shadow 0.4s; display: flex; flex-direction: column; }
.related-card:hover { transform: translateY(-5px); border-color: var(--line-strong); box-shadow: var(--shadow); }
.related-card:focus-visible { outline: 2px solid var(--gold-light); outline-offset: 3px; }
.related-card .icon-badge { width: 46px; height: 46px; margin-bottom: 1rem; }
.related-card .icon-badge svg { width: 22px; height: 22px; }
.related-card h3 { font-size: 1.15rem; margin-bottom: 0.45rem; }
.related-card p { font-size: 0.88rem; flex: 1; margin-bottom: 1rem; }
.related-card .more { display: inline-flex; align-items: center; gap: 0.4rem; font-size: 0.74rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold); }
.related-card .more svg { width: 14px; height: 14px; transition: transform 0.3s; }
.related-card:hover .more svg { transform: translateX(4px); }

/* ---------- Inline stat strip (use-cases / industry stats) ---------- */
.stat-strip { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.stat-strip div { background: var(--bg-2); padding: 1.8rem 1.4rem; text-align: center; }
.stat-strip b { font-family: var(--serif); font-size: clamp(1.8rem, 3vw, 2.5rem); color: var(--gold-light); display: block; line-height: 1; margin-bottom: 0.5rem; }
.stat-strip span { font-size: 0.72rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); }

/* ---------- Single testimonial block ---------- */
.solo-quote { border: 1px solid var(--line-strong); border-radius: var(--radius); padding: clamp(1.8rem, 4vw, 2.6rem); background: linear-gradient(160deg, var(--panel-2), var(--bg-2)); position: relative; }
.solo-quote .mark { font-family: var(--serif); font-size: 4rem; line-height: 0.5; color: var(--gold); opacity: 0.4; height: 1.6rem; }
.solo-quote p { font-family: var(--serif); font-size: clamp(1.2rem, 2.4vw, 1.55rem); font-style: italic; line-height: 1.4; color: var(--gold-light); margin-bottom: 1.6rem; }
.solo-quote .who { display: flex; align-items: center; gap: 0.9rem; }

/* ---------- Eligibility note ---------- */
.elig-note { display: flex; gap: 1.1rem; align-items: flex-start; background: linear-gradient(160deg, rgba(201,162,75,0.1), var(--bg-2)); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 1.5rem 1.7rem; }
.elig-note svg { width: 26px; height: 26px; color: var(--gold-light); flex: none; margin-top: 2px; }
.elig-note h3 { font-size: 1.15rem; margin-bottom: 0.4rem; }
.elig-note p { font-size: 0.92rem; margin: 0; }

/* ---------- Detail-page mini FAQ reuse: scoped width ---------- */
.detail-main .accordion { max-width: 100%; }

/* ============================================================
   PHOTOGRAPHY — brand image treatments (gold hairline, scrim, warmth)
   ============================================================ */

/* Base frame: thin gold hairline, sharp ~4px corners, warm tone */
.img-frame {
  position: relative;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--bg-2);
}
.img-frame img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: saturate(1.04) contrast(1.02) brightness(0.97) sepia(0.06);
}
/* Subtle dark vignette / charcoal scrim so images sit on-brand */
.img-frame::after {
  content: "";
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 120% 100% at 50% 30%, transparent 55%, rgba(12,10,9,0.42) 100%),
    linear-gradient(180deg, rgba(12,10,9,0.05), rgba(12,10,9,0.28));
}
/* Inner gold hairline accent for extra refinement */
.img-frame.framed::before {
  content: "";
  position: absolute; inset: 6px; z-index: 1; pointer-events: none;
  border: 1px solid rgba(201,162,75,0.28);
  border-radius: 2px;
}

/* Hero background photo (homepage) */
.hero-photo { position: relative; }
.hero-photo .hero-bg {
  position: absolute; inset: 0; z-index: 0; overflow: hidden;
}
.hero-photo .hero-bg img {
  width: 100%; height: 100%; object-fit: cover;
  filter: saturate(1.04) brightness(0.7) sepia(0.06);
}
/* Charcoal gradient scrim keeps ivory/gold hero text legible */
.hero-photo .hero-bg::after {
  content: "";
  position: absolute; inset: 0;
  background:
    linear-gradient(105deg, var(--bg) 6%, rgba(20,17,15,0.86) 42%, rgba(20,17,15,0.55) 100%),
    radial-gradient(ellipse 70% 60% at 80% 18%, rgba(201,162,75,0.18), transparent 60%),
    linear-gradient(180deg, rgba(12,10,9,0.4), rgba(12,10,9,0.65));
}
.hero-photo .hero-grid { position: relative; z-index: 1; }
@media (max-width: 980px) {
  .hero-photo .hero-bg::after {
    background:
      linear-gradient(180deg, rgba(20,17,15,0.7) 0%, rgba(20,17,15,0.82) 60%, var(--bg) 100%),
      radial-gradient(ellipse 80% 50% at 70% 10%, rgba(201,162,75,0.16), transparent 60%);
  }
}

/* Story / about image (home + about) */
.story-img { aspect-ratio: 3/2; }
.about-img { aspect-ratio: 3/2; }

/* Detail / industry / article hero feature image with scrim */
.feature-img { aspect-ratio: 16/9; margin-top: 2.2rem; }
.detail-hero .feature-img { max-width: 760px; }
.article-hero-img { aspect-ratio: 2/1; margin: 2.2rem auto 0; }

/* Leadership headshots — round, gold-hairline framed */
.member .avatar-photo {
  width: 96px; height: 96px; border-radius: 50%;
  margin: 0 auto 1.2rem; overflow: hidden;
  border: 1px solid var(--line-strong);
  box-shadow: 0 0 0 4px var(--panel), 0 0 0 5px rgba(201,162,75,0.35);
  background: var(--bg-2);
}
.member .avatar-photo img { width: 100%; height: 100%; object-fit: cover; filter: saturate(1.03) sepia(0.05); }

/* Industry card thumbnails */
.ind-card .ind-thumb {
  aspect-ratio: 16/10; margin: -1.7rem -1.7rem 1.4rem;
  border-bottom: 1px solid var(--line-strong);
  border-radius: var(--radius) var(--radius) 0 0;
  overflow: hidden; position: relative; background: var(--bg-2);
}
.ind-card .ind-thumb img {
  width: 100%; height: 100%; object-fit: cover;
  filter: saturate(1.04) brightness(0.92) sepia(0.05);
  transition: transform 0.6s var(--ease);
}
.ind-card .ind-thumb::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(180deg, transparent 45%, rgba(12,10,9,0.45) 100%);
}
.ind-card:hover .ind-thumb img { transform: scale(1.05); }

/* Blog card photo replaces decorative placeholder */
.blog-card .bc-photo {
  aspect-ratio: 16/9; overflow: hidden; position: relative; background: var(--bg-2);
  border-bottom: 1px solid var(--line);
}
.blog-card .bc-photo img {
  width: 100%; height: 100%; object-fit: cover;
  filter: saturate(1.04) brightness(0.94) sepia(0.05);
  transition: transform 0.6s var(--ease);
}
.blog-card .bc-photo::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(180deg, transparent 55%, rgba(12,10,9,0.4) 100%);
}
.blog-card:hover .bc-photo img { transform: scale(1.04); }

/* Featured article photo replaces decorative placeholder */
.featured-article .fa-photo {
  align-self: stretch; position: relative; overflow: hidden; background: var(--bg-2);
  border-right: 1px solid var(--line-strong);
}
.featured-article .fa-photo img { width: 100%; height: 100%; object-fit: cover; filter: saturate(1.04) brightness(0.95) sepia(0.05); }
.featured-article .fa-photo::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(120deg, transparent 50%, rgba(12,10,9,0.4) 100%);
}
@media (max-width: 980px) {
  .featured-article .fa-photo { aspect-ratio: 16/9; border-right: none; border-bottom: 1px solid var(--line-strong); }
}
@media (prefers-reduced-motion: reduce) {
  .ind-card .ind-thumb img, .blog-card .bc-photo img { transition: none !important; }
  .ind-card:hover .ind-thumb img, .blog-card:hover .bc-photo img { transform: none; }
}

/* ---------- Responsive (detail pages) ---------- */
@media (max-width: 980px) {
  .detail-layout { grid-template-columns: 1fr; }
  .detail-aside { position: static; }
  .benefit-grid, .terms-grid { grid-template-columns: 1fr; }
  .related-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-strip { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .related-grid { grid-template-columns: 1fr; }
  .key-term { flex: 1 1 100%; }
  .aside-facts div { flex-direction: column; gap: 0.15rem; }
  .aside-facts b { text-align: left; }
}

/* ============================================================
   PHOTO-FREE VECTOR SUBSTITUTES
   Charcoal + gold-hairline panels and SVG art that stand in
   for photography while keeping the layout intentional.
   ============================================================ */

/* Shared charcoal/gold panel used behind vector art */
.vis-panel {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(ellipse 80% 70% at 78% 18%, rgba(201,162,75,0.16), transparent 60%),
    linear-gradient(160deg, var(--panel-2) 0%, var(--bg-2) 100%);
}
.vis-panel::before {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: 0.5;
  background-image:
    linear-gradient(rgba(201,162,75,0.10) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,162,75,0.10) 1px, transparent 1px);
  background-size: 38px 38px;
  -webkit-mask-image: radial-gradient(ellipse 90% 90% at 50% 40%, #000 30%, transparent 78%);
          mask-image: radial-gradient(ellipse 90% 90% at 50% 40%, #000 30%, transparent 78%);
}
.vis-panel > svg {
  position: relative; z-index: 1;
  width: 100%; height: 100%; display: block;
  color: var(--gold-light);
}
/* Icon-style vector art sits centered within the panel */
.vis-icon {
  position: relative; z-index: 1;
  display: grid; place-items: center; height: 100%;
}
.vis-icon svg {
  width: clamp(56px, 26%, 120px); height: auto;
  color: var(--gold-light);
  filter: drop-shadow(0 8px 22px rgba(0,0,0,0.45));
}
/* Optional category / context label overlaid on a panel */
.vis-label {
  position: absolute; z-index: 2; left: 0; right: 0; bottom: 0;
  padding: 1rem 1.2rem;
  font-family: var(--sans); font-size: 0.72rem; letter-spacing: 0.18em;
  text-transform: uppercase; color: var(--gold-light);
  background: linear-gradient(180deg, transparent, rgba(12,10,9,0.6));
}

/* Hero background: charcoal gradient + subtle gold lines (no photo) */
.hero-photo .hero-bg.vis-hero {
  background:
    linear-gradient(105deg, var(--bg) 6%, rgba(20,17,15,0.9) 48%, rgba(20,17,15,0.7) 100%),
    radial-gradient(ellipse 70% 60% at 82% 16%, rgba(201,162,75,0.22), transparent 60%),
    linear-gradient(180deg, var(--bg-2), var(--bg));
}
.hero-photo .hero-bg.vis-hero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: 0.45;
  background-image:
    linear-gradient(rgba(201,162,75,0.08) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,162,75,0.08) 1px, transparent 1px);
  background-size: 46px 46px;
  -webkit-mask-image: radial-gradient(ellipse 70% 80% at 80% 20%, #000 10%, transparent 70%);
          mask-image: radial-gradient(ellipse 70% 80% at 80% 20%, #000 10%, transparent 70%);
}
.hero-photo .hero-bg.vis-hero::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(circle at 78% 30%, rgba(201,162,75,0.10), transparent 38%),
    linear-gradient(180deg, transparent 55%, rgba(12,10,9,0.5));
}

/* Initials avatars for leadership (gold-hairline circle) */
.member .avatar-initials {
  width: 96px; height: 96px; border-radius: 50%;
  margin: 0 auto 1.2rem;
  display: grid; place-items: center;
  border: 1px solid var(--line-strong);
  box-shadow: 0 0 0 4px var(--panel), 0 0 0 5px rgba(201,162,75,0.35);
  background:
    radial-gradient(ellipse 90% 90% at 30% 25%, rgba(201,162,75,0.18), transparent 60%),
    linear-gradient(160deg, var(--panel-2), var(--bg-2));
  font-family: var(--serif);
  font-size: 1.9rem; font-weight: 600; letter-spacing: 0.04em;
  color: var(--gold-light);
}

/* Industry card thumb as vector panel */
.ind-card .ind-thumb.vis-panel { display: grid; place-items: center; }
.ind-card .ind-thumb.vis-panel .vis-icon svg { width: clamp(48px, 30%, 86px); }

/* Blog / article vector panels keep the photo aspect ratios */
.blog-card .bc-photo.vis-panel,
.featured-article .fa-photo.vis-panel { display: grid; }

/* ===== Conversion boosters (CX): sticky CTA, exit-intent, social proof ===== */
:root { --cx-accent: var(--gold-grad); --cx-accent-ink: #14110F; --cx-surface: var(--panel); --cx-text: var(--ivory); --cx-muted: var(--muted); --cx-line: var(--line-strong); --cx-bw: 1px; --cx-radius: var(--radius); --cx-radius-lg: 6px; --cx-kicker: var(--gold); --cx-check: var(--gold); }

/* Sticky mobile CTA bar */
.cx-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 9990; display: none; padding: 9px 14px calc(10px + env(safe-area-inset-bottom)); background: var(--cx-surface, #fff); border-top: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.14)); box-shadow: 0 -12px 32px rgba(0,0,0,.22); transform: translateY(110%); transition: transform .35s ease; }
.cx-bar.show { transform: none; }
.cx-bar-note { font-size: .72rem; letter-spacing: .02em; color: var(--cx-muted, #777); text-align: center; margin-bottom: 7px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.cx-bar-btns { display: flex; gap: 10px; }
.cx-btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font-weight: 700; font-size: .95rem; line-height: 1; padding: 14px 18px; border-radius: var(--cx-radius, 10px); text-decoration: none; cursor: pointer; border: 0; }
.cx-bar .cx-btn { flex: 1; }
.cx-bar .cx-btn-solid { flex: 1.6; }
.cx-btn-solid { background: var(--cx-accent, #111); color: var(--cx-accent-ink, #fff); }
.cx-btn-ghost { background: transparent; color: var(--cx-text, #111); border: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.25)); }
@media (max-width: 820px) {
  .cx-bar { display: block; }
  body.cx-bar-on .cookie-banner { bottom: 104px !important; }
  body.cx-bar-on .to-top { bottom: 104px !important; }
}

/* Exit-intent modal */
.cx-modal { position: fixed; inset: 0; z-index: 9999; display: none; align-items: center; justify-content: center; padding: 24px; background: rgba(8, 10, 14, .6); backdrop-filter: blur(5px); }
.cx-modal.open { display: flex; animation: cxFade .25s ease; }
@keyframes cxFade { from { opacity: 0; } to { opacity: 1; } }
.cx-modal-card { position: relative; width: min(520px, 100%); background: var(--cx-surface, #fff); color: var(--cx-text, #111); border: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.14)); border-radius: var(--cx-radius-lg, 18px); padding: 36px 34px 28px; box-shadow: 0 40px 90px rgba(0,0,0,.4); text-align: left; }
.cx-modal-x { position: absolute; top: 12px; right: 16px; background: none; border: 0; font-size: 1.7rem; line-height: 1; color: var(--cx-muted, #888); cursor: pointer; padding: 4px; }
.cx-modal-x:hover { color: var(--cx-text, #111); }
.cx-modal-kicker { display: inline-block; font-size: .74rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--cx-kicker, var(--cx-muted, #888)); margin-bottom: 10px; }
.cx-modal-title { font-size: clamp(1.4rem, 3vw, 1.75rem); line-height: 1.18; margin: 0 0 10px; color: var(--cx-text, #111); }
.cx-modal-sub { font-size: .96rem; color: var(--cx-muted, #666); margin: 0 0 18px; }
.cx-modal-list { list-style: none; margin: 0 0 22px; padding: 0; display: grid; gap: 10px; }
.cx-modal-list li { display: flex; align-items: center; gap: 10px; font-size: .93rem; color: var(--cx-text, #222); }
.cx-modal-list svg { flex: none; color: var(--cx-check, currentColor); }
.cx-modal-cta { display: flex; width: 100%; font-size: 1.02rem; padding: 16px 20px; }
.cx-modal-no { display: block; width: 100%; margin-top: 12px; background: none; border: 0; color: var(--cx-muted, #888); font-size: .82rem; cursor: pointer; text-decoration: underline; text-underline-offset: 3px; }
.cx-modal-no:hover { color: var(--cx-text, #111); }

/* Social-proof toast */
.cx-toast { position: fixed; left: 20px; bottom: 20px; z-index: 9994; display: none; align-items: flex-start; gap: 11px; width: min(330px, calc(100vw - 40px)); background: var(--cx-surface, #fff); color: var(--cx-text, #111); border: var(--cx-bw, 1px) solid var(--cx-line, rgba(0,0,0,.14)); border-radius: var(--cx-radius, 12px); box-shadow: 0 18px 48px rgba(0,0,0,.28); padding: 14px 34px 14px 14px; opacity: 0; transform: translateY(14px); transition: opacity .4s ease, transform .4s ease; pointer-events: none; }
.cx-toast.show { opacity: 1; transform: none; pointer-events: auto; }
.cx-toast-dot { flex: none; width: 10px; height: 10px; margin-top: 5px; border-radius: 50%; background: var(--cx-dot, #22c55e); box-shadow: 0 0 0 4px rgba(34, 197, 94, .18); }
.cx-toast-body { font-size: .86rem; line-height: 1.45; }
.cx-toast-time { display: block; margin-top: 4px; font-size: .74rem; color: var(--cx-muted, #888); }
.cx-toast-x { position: absolute; top: 6px; right: 9px; background: none; border: 0; font-size: 1.15rem; line-height: 1; color: var(--cx-muted, #999); cursor: pointer; padding: 2px; }
@media (min-width: 821px) { .cx-toast { display: flex; } }
@media (prefers-reduced-motion: reduce) { .cx-bar, .cx-toast { transition: none; } .cx-modal.open { animation: none; } }