Business Line of Credit
Flexible, revolving capital you draw only when you need it. Pay interest on what you use, replenish as you repay.
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Private Capital · Est. 2009
Where ambition
Where ambition
meets capital.
Fast, unsecured business funding from $5,000 to $5,000,000. Approvals in 24–48 hours, same-day funding, and a dedicated advisor who treats your growth like our own.
Trusted by ambitious operators nationwide
Bank-grade encryption
No hard credit check
24–48 hour approvals
4.9 / 5 client rating
Credibility, Verified
Backed by the marks that matter
A+ Rating
BBB Accredited
4.9 / 5
Trustpilot
256-bit SSL
Bank-grade Secured
SOC 2
Type II Compliant
By the numbers
A track record measured in growth
$1B+Capital Funded
10,000+Businesses Served
95%Funded Within 48h
90%Renewal Rate
22%Referral Rate
The Aurelia Process
Capital in three refined steps
No paperwork mountains. No waiting weeks. Just a clear, white-glove path from application to funded — guided by an advisor who treats your growth as their own.
01
Apply & Submit
Complete our 5-minute online application and securely connect the documents we need. There's no hard credit check to apply.
02
Underwrite & Approve
Our underwriters review your business performance — not just a credit score — and return tailored offers in 24–48 hours.
03
Sign & Fund
Review terms with your dedicated advisor, sign electronically, and receive same-day or next-day funding to your account.
Funding Solutions
Seven ways to fuel your next chapter
Whatever the ambition, there's a structure built to match it.
Short-Term Loans
A decisive lump sum for immediate opportunities, repaid over 3–18 months. Fast to fund, simple to manage.
Learn moreLong-Term Loans
Substantial capital for expansion, acquisitions, and real growth — structured over 2–5 years for predictable payments.
Learn moreInvoice Factoring
Turn unpaid receivables into immediate cash. Advance up to 90% of invoice value and stop waiting on net-60 terms.
Learn moreEquipment Financing
Acquire the machinery, vehicles, or technology you need with the asset itself as collateral and up to 100% financing.
Learn moreMerchant Cash Advance
Get funded against future sales with repayment that flexes to your daily revenue — ideal for seasonal businesses.
Learn moreSBA Loans
Government-backed financing with the lowest rates and longest terms available — we manage the paperwork end to end.
Learn moreNot sure which fits?
Speak with an advisor and we'll structure the right solution around your goals.
Talk to an AdvisorIndustries We Serve
Capital that understands your business
From the job site to the operating room, we tailor funding to the rhythm of your industry.
Construction
Healthcare
HVAC
Manufacturing
Restaurants
Trucking
Retail
Technology
Real Estate
Auto Repair
Salons & Spas
Agriculture
Client Voices
The trust behind a 90% renewal rate
Common Questions
Clarity before you commit
Most applications are approved within 24–48 hours, and 95% of approved clients are funded within 48 hours. Many products offer same-day or next-day funding once your file is signed.
No. There is no hard credit check to apply or to receive your prequalified options. A hard inquiry only occurs if you choose to move forward with a finalized offer.
Our baseline criteria are 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Many clients who fall just outside these still qualify — it's always worth applying.
Your next chapter is funded
Ready to put capital behind your ambition?
Join 10,000+ businesses that chose Aurelia. Apply in five minutes and speak with a dedicated advisor today.