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Funding Solutions

Capital, tailored to the moment.

Seven distinct funding structures from $5,000 to $5,000,000 — each designed around a different ambition. Your advisor will help you choose the perfect fit.

01 — Revolving

Business Line of Credit

A flexible, revolving pool of capital you can draw from whenever opportunity or need arises. Pay interest only on what you use, and your available credit replenishes as you repay — the most elegant cash-flow tool in business finance.

Best forCash-flow gaps & seasonality
Amounts$5K – $500K
TermsRevolving, 6–24 mo draws
SpeedAs fast as same day
  • Draw only what you need, when you need it
  • Interest charged on the outstanding balance only
  • Reusable credit that grows with your business
Learn more
02 — Term

Short-Term Loans

A decisive lump sum delivered fast, repaid over a defined period of 3 to 18 months. The ideal instrument for time-sensitive opportunities — bridging a large order, funding a quick renovation, or covering a seasonal ramp.

Best forQuick, defined needs
Amounts$5K – $500K
Terms3 – 18 months
Speed24–48 hour approval
  • Predictable, fixed repayment schedule
  • Among the fastest products to fund
  • Minimal documentation required
Learn more
03 — Term

Long-Term Loans

Substantial capital for transformative moves — expansion, acquisition, or major investment — structured over 2 to 5 years for lower monthly payments and long-horizon planning.

Best forExpansion & acquisitions
Amounts$25K – $5M
Terms2 – 5 years
SpeedFunding within days
  • Lower monthly payments over a longer horizon
  • Largest available capital amounts
  • Competitive rates for established businesses
Learn more
04 — Receivables

Invoice Factoring

Convert unpaid invoices into immediate working capital. We advance up to 90% of an invoice's value upfront and release the remainder, less a small fee, once your customer pays. Stop financing your clients' net-60 terms.

Best forB2B with slow-paying clients
AmountsUp to 90% of invoices
TermsPer invoice cycle
SpeedSame-day advance
  • No new debt added to your balance sheet
  • Approval based on your customers' credit
  • Scales naturally with your sales volume
Learn more
05 — Asset-Based

Equipment Financing

Acquire the machinery, vehicles, or technology that drives your revenue — with the equipment itself serving as collateral. Finance up to 100% of the cost and preserve your working capital for everything else.

Best forBuying revenue-driving assets
Amounts$10K – $5M
Terms1 – 7 years
SpeedApproval in 24–48h
  • Up to 100% financing — little to no money down
  • The asset secures the loan, easing approval
  • Potential tax advantages on equipment
Learn more
06 — Revenue-Based

Merchant Cash Advance

Receive a lump sum today in exchange for a portion of your future sales. Repayment flexes automatically with your daily revenue — you pay more on strong days and less on slow ones. Built for businesses with steady card sales.

Best forHigh card-volume businesses
Amounts$5K – $500K
TermsFlexible, sales-based
SpeedFunded next day
  • Repayment flexes with your daily sales
  • Most lenient approval requirements
  • Among the fastest funding available
Learn more
07 — Government-Backed

SBA Loans

The gold standard of small-business financing. Backed by the U.S. Small Business Administration, these loans offer the lowest rates and longest repayment terms available. We manage the famously complex paperwork from start to finish.

Best forEstablished, qualifying businesses
Amounts$50K – $5M
TermsUp to 10 years
SpeedStreamlined processing
  • Lowest available rates & longest terms
  • Government guarantee improves approval odds
  • We handle the entire application process
Learn more
Estimate Your Payment

Funding calculator

Move the sliders to model an estimated monthly payment. Your actual offer is tailored by an advisor.

Funding amount$100,000
Term length24 mo
Assumed rate (APR)12.0%
Estimated monthly payment $4,707
Total repaid$112,968
Total interest$12,968

Estimate only. Figures are illustrative, assume a fixed amortizing loan, and are not an offer of credit. Actual rates, terms, and payments depend on your business profile and chosen product.

Side by Side

Compare every solution

ProductAmountsTypical TermsFunding SpeedBest For
Line of Credit$5K – $500KRevolvingAs fast as same dayOngoing cash flow
Short-Term Loan$5K – $500K3 – 18 months24 – 48 hoursQuick, defined needs
Long-Term Loan$25K – $5M2 – 5 yearsWithin daysGrowth & acquisition
Invoice FactoringUp to 90% of invoicesPer invoiceSame-day advanceSlow-paying B2B clients
Equipment Financing$10K – $5M1 – 7 years24 – 48 hoursBuying assets
Merchant Cash Advance$5K – $500KSales-basedNext dayHigh card volume
SBA Loan$50K – $5MUp to 10 yearsStreamlinedBest rates & terms
The Aurelia Process

How funding works

01

Apply & Submit

Complete the 5-minute online application. No hard credit check to apply.

02

Underwrite & Approve

We review your business performance and return tailored offers in 24–48 hours.

03

Sign & Fund

Sign electronically and receive same-day or next-day funding.

Find your fit

Let's match you with the right capital.

Tell us your goal and an advisor will recommend the ideal structure — usually within the hour.

Apply Now Read the FAQ