Short-Term Loans
A decisive lump sum delivered in as little as 24 hours, repaid on a clear, fixed schedule of 3 to 18 months.
What It Is
An overview of short-term loans
A short-term loan delivers a fixed amount of capital up front, repaid in predictable installments over three to eighteen months. It is the ideal instrument for a defined, time-sensitive need where you know exactly what you require and when you'll repay it.
Because the term is compact, approval is fast and documentation is light. Short-term loans are among the quickest products we fund — frequently the same or next business day after you sign.
Best For
When this is the right fit
- Bridging a large purchase order or fulfilling an oversized contract
- Funding a quick renovation or buildout with a clear payback window
- Covering a seasonal inventory ramp ahead of peak demand
- Handling an urgent, one-time expense without disrupting cash reserves
How It Works
From application to funded
Apply in five minutes
Submit your application with basic business details — no hard credit pull to see your options.
Receive tailored offers
We underwrite your business performance and return offers within 24 to 48 hours.
Sign electronically
Choose your amount and term, then sign your agreement online in moments.
Get funded fast
Capital lands in your account the same day or the next business day.
Rates & Terms
The numbers, clearly stated
Short-term loans trade a slightly higher cost for speed and simplicity. Pricing reflects your revenue strength, time in business, and credit profile.
Eligibility
What you'll need to qualify
Our baseline criteria
Most clients qualify with these guidelines — though they're flexible, not hard cutoffs. Strong performance in one area can offset a shortfall in another.
- At least 6 months in business under current ownership
- $15,000+ in average monthly revenue
- A personal credit score of 500 or above
- A business bank account and the last 3–6 months of statements
Why Choose It
The advantages at a glance
Funded fast
Among our quickest products — many clients are funded within 24 to 48 hours of approval.
Predictable payments
A fixed schedule means you always know exactly what you owe and when.
Light paperwork
Typically just an application and a few months of bank statements to qualify.
No prepayment penalty
Pay early and you may save — we never penalize you for settling ahead of schedule.
Questions
Frequently asked
Related Funding
Other solutions to consider
Let's match you with the right capital.
Tell us your goal and an advisor will confirm whether short-term loans is your ideal structure — usually within the hour.