Client Story
In their words
Our Aurelia line let us triple holiday inventory with confidence. We sold through by January and repaid early — no stress, no penalty.
Hannah ColeFounder, Cole & Co. Boutique
Industries We Serve
Capital ready before the peak season.
Retail success hinges on having the right inventory at the right moment. Aurelia provides flexible capital to stock up before peak seasons, open new storefronts, and manage the inventory cycles that drive your sales.
Common NeedInventory & expansion
Typical Range$5K – $500K
PaceSeasonal cycles
Industry Challenges
The cash-flow realities of retail
Every sector has its own pressures. Here are the ones we hear about most from retail operators — and the ones we structure funding to solve.
Inventory timing
You must buy stock months ahead of peak demand, tying up cash long before the sales arrive.
Seasonal revenue peaks
A large share of annual revenue can concentrate in a few key weeks, demanding capital to prepare for them.
Store expansion
Opening or refreshing a storefront requires significant upfront investment in fit-out, fixtures, and stock.
Funding Solutions for Retail
Products matched to your sector
A revolving line for inventory cycles, a sales-flexible cash advance for peak prep, and fast term loans for store expansion — capital timed to the retail calendar.
By the Numbers
Why timing matters here
~30%of annual sales in the holiday quarter
Same dayline-of-credit draws
$500Kavailable for inventory & buildout
Client Story
Eligibility
Do you qualify?
Straightforward criteria
Retailers typically qualify with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Revolving credit can scale with your seasonal inventory needs.
- At least 6 months in business under current ownership
- $15,000+ in average monthly revenue
- A personal credit score of 500 or above
- A business bank account with recent statements
Explore More
Other industries we fund
From the trades to technology, we structure capital around the realities of your business.
Let's talk specifics
Capital that speaks your industry.
Tell us about your retail business and an advisor will recommend the ideal structure — usually within the hour.