Client Story
In their words
The cash advance flexed with our slow January and busy summer alike. We renovated the patio and never felt squeezed by a fixed payment.
Sofia MarchettiOwner, Trattoria Marchetti
Industries We Serve
Funding that flexes with every shift.
Restaurants live on daily sales and tight margins. Aurelia offers capital that flexes to your revenue — funding renovations, new locations, and seasonal swings without a rigid payment that fights your cash flow.
Common NeedRenovation & cash flow
Typical Range$5K – $500K
PaceDaily card sales
Industry Challenges
The cash-flow realities of restaurants
Every sector has its own pressures. Here are the ones we hear about most from restaurants operators — and the ones we structure funding to solve.
Thin, volatile margins
Food costs, labor, and rent leave little buffer, and a slow week can quickly become a cash-flow problem.
Renovation and buildout
Refreshing a dining room or opening a new location demands significant capital before the first new cover is served.
Seasonal swings
Foot traffic and revenue rise and fall with the seasons, making fixed monthly payments a poor fit.
Funding Solutions for Restaurants
Products matched to your sector
A merchant cash advance that flexes with daily card sales, a revolving line for ongoing needs, and quick term loans for renovations — capital that moves at the pace of service.
By the Numbers
Why timing matters here
3–5%typical net margin in food service
Next dayMCA funding speed
% of salesflexible MCA repayment structure
Client Story
Eligibility
Do you qualify?
Straightforward criteria
Restaurants commonly qualify with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Strong card-sales volume can outweigh an imperfect credit history.
- At least 6 months in business under current ownership
- $15,000+ in average monthly revenue
- A personal credit score of 500 or above
- A business bank account with recent statements
Explore More
Other industries we fund
From the trades to technology, we structure capital around the realities of your business.
Let's talk specifics
Capital that speaks your industry.
Tell us about your restaurants business and an advisor will recommend the ideal structure — usually within the hour.