Client Story
In their words
Our Aurelia line let us pre-buy a full season of inventory in spring. We never turned away a single install during the summer rush.
Tom BradleyOwner, Bradley Climate Solutions
Industries We Serve
Capital tuned to your busy season.
HVAC demand spikes with the weather, but inventory, vans, and crews must be ready before the calls come in. Aurelia structures funding so you can stock up ahead of peak — then repay as the season delivers.
Common NeedSeasonal inventory
Typical Range$10K – $500K
PaceHighly seasonal
Industry Challenges
The cash-flow realities of hvac
Every sector has its own pressures. Here are the ones we hear about most from hvac operators — and the ones we structure funding to solve.
Seasonal demand swings
Revenue concentrates in peak heating and cooling months, while costs for inventory and staffing arrive ahead of the rush.
Pre-season stocking
Units, parts, and refrigerant must be purchased before demand peaks, tying up cash at the worst possible time.
Fleet and tool costs
Service vans and specialized tools are expensive to add as you grow, yet essential to taking on more calls.
Funding Solutions for HVAC
Products matched to your sector
A revolving line to stock ahead of peak, equipment financing for vans and tools, and fast term loans to capitalize on the busy season — repaid as the work rolls in.
By the Numbers
Why timing matters here
3–4xrevenue swing between peak and off-season
Same dayline-of-credit draws available
1–7 yrsequipment financing terms
Client Story
Eligibility
Do you qualify?
Straightforward criteria
HVAC contractors generally qualify with 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Seasonal businesses can structure repayment around peak months.
- At least 6 months in business under current ownership
- $15,000+ in average monthly revenue
- A personal credit score of 500 or above
- A business bank account with recent statements
Explore More
Other industries we fund
From the trades to technology, we structure capital around the realities of your business.
Let's talk specifics
Capital that speaks your industry.
Tell us about your hvac business and an advisor will recommend the ideal structure — usually within the hour.