Our Story

Built for the relentlessly ambitious.

Aurelia Finance was founded on a simple conviction: great businesses shouldn't have to wait on slow banks to seize fast opportunities. Since 2009, we've deployed over a billion dollars in refined, responsible capital.

Our Mission

Capital with conviction and care.

We exist to put decisive capital behind operators who are building something that matters. We measure success not by loans issued, but by businesses grown — which is why nine in ten clients return to fund their next chapter with us.

Our underwriting looks past a single credit number to understand the real health and trajectory of a business. That human, performance-first lens is how we say "yes" faster, and more often, than the institutions we were founded to outpace.

What Guides Us

Four principles, never compromised

Speed with substance

We move at the pace of opportunity — 24–48 hour approvals — without ever cutting corners on diligence or your best interest.

Radical transparency

No hidden fees, no fine-print surprises. Every term is explained by a human advisor before you ever sign a thing.

Partnership, not transaction

Your advisor stays with you across renewals and growth. We win only when your business genuinely wins.

Pursuit of excellence

A private-banking standard of service — refined, discreet, and uncompromising — applied to businesses of every size.

By the Numbers

Proof, not promises

$1B+Capital Funded
10,000+Businesses Served
95%Funded Within 48h
90%Renewal Rate
22%Referral Rate
Leadership

The people behind the capital

Seasoned operators and underwriters who have sat on both sides of the table.

Elena Vance

Founder & CEO

A former commercial banker who left to build the lender she always wished existed. Twenty years in business credit.

Julian Okafor

Chief Credit Officer

Oversees underwriting and risk. Pioneered Aurelia's performance-first model that funds great businesses banks overlook.

Sofia Karlsen

Head of Client Advisory

Leads the advisor team that earns our 90% renewal rate. Believes every client deserves private-banking attention.

Raj Malhotra

Chief Technology Officer

Architect of the secure platform that delivers 5-minute applications and same-day funding at scale.

Our Journey

A milestone timeline

2009

Aurelia Finance is founded in New York with a single conviction — that ambitious businesses deserve faster, fairer capital than traditional banks provide.

2013

We surpass $100M in capital deployed and launch our revolving Business Line of Credit, our most-requested product to this day.

2017

Our proprietary underwriting platform goes live, cutting approval times to under 48 hours and enabling same-day funding.

2021

Aurelia crosses 5,000 businesses served and expands into SBA lending and equipment financing nationwide.

2024

We pass $1B in total capital funded and 10,000 businesses served, with a 90% client renewal rate.

Today

From construction to healthcare to technology, we continue to put decisive capital behind the relentlessly ambitious.

Join the Aurelia story

Let's build your next chapter together.

Discover what a true capital partner can do for your business.